Life Insurance

Most federal employees can greatly improve their life insurance portfolio by comparing their Federal Employee Group Life Insurance…FEGLI Option “B” with coverage available in the commercial marketplace.

Through our affiliation with allfeds.com you can compare your FEGLI Option “B” with the top carriers in the industry

Our average clients’ guaranteed twenty year savings have exceeded $100,000one client saved $560,000…..really!

SeniorFeds  also offers valuable alternatives for those with minor to serious health concerns......up to $150,000 guaranteed issue!

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New term life insurance policies with critical illness and long term care components

These riders offer you the opportunity to use your death benefit in the event of a critical or chronic illness…..you can actually get a lump sum advance on your death benefit if stricken with heart attack, stroke, cancer, paralysis or Alzheimer’s.

For those with serious medical issues, SeniorFeds offers true, guaranteed acceptance  policies. You can actually obtain up to $150,000 with no medical questions or exam. While these policies may have limited benefits in the first two years, they offer full premium returns plus 10-20% interest if death occurs within the first two years.

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