Life Insurance

Most federal employees can greatly improve their life insurance portfolio by comparing their Federal Employee Group Life Insurance…FEGLI Option “B” with coverage available in the commercial marketplace.

​NEW!!​  WAEPA vs FegliPLUS  - reduce WAEPA rates by 50% AND lock in guaranteed level rates AND death benefits  for 20 or 30 years AND add lump sum payouts for Critical and Chronic Illness....heart attack, stroke, kidney failure, cancer, MS, paralysis, Parkinson's, Alzheimer's, dementia

Through our affiliation with you can compare your FEGLI Option “B” with the top carriers in the industry

Our average clients’ guaranteed twenty year savings have exceeded $100,000one client saved $560,000…..really!

WAEPA vs FegliPLUS - save 50% - level rates and death benefit - add lump sum payouts for critical illness

SeniorFeds  also offers valuable alternatives for those with minor to serious health concerns......up to $150,000 guaranteed issue!

Compare Option B Policies →

New FegliPLUS  policies with critical illness and chronic care components

These riders offer you the opportunity to use a portion of your death benefit in the event of a critical or chronic illness… may actually get a lump sum advance on your death benefit if stricken with heart attack, stroke, cancer, paralysis, MS, Alzheimer’s, dementia or Parkinson's.

For those with serious medical issues, SeniorFeds offers true, guaranteed acceptance  policies. You can actually obtain up to $150,000 with no medical questions or exam. While these policies may have limited benefits in the first two years, they offer full premium returns plus 10-20% interest if death occurs within the first two years.

Get a Quote